message big
Discover
Personal Loan Pal
We can be your pal when you're looking for a lender
FAST APPLICATIONS
Takes just minutes to apply
Quick Outcomes
Can refer you to a lender in minutes
$1500

WARNING: Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.

WARNING: Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.

WARNING: Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.

How it Works

OUR PROCESS IS EASY, FAST, AND SECURE

Apply for our lender-finding service in 2 simple steps.

  1. 1
    See if you meet the requirements.
    • Be 18 years of age or over;
    • Be a New Zealand citizen or permanent resident;
    • Have a personal bank account with a consistent income deposited into it for at least the past 90 days;
    • Have a direct phone number and email address

    If you check those boxes, then you are eligible to apply with our lender-finding service!

  2. 2
    Fill out the application form

    You can have your application finished in just a few minutes! Once you submit it, it’s over to us to do our thing

    We’ll have a look around the online lending market and do our best to find a lender for you. If we do, we can refer you in minutes!

HOW TO QUALIFY FOR OUR SERVICE

Do I qualify for Personal Loan Pal NZ’s lender-finding service?
Here's your checklist:

  • I'm at least 18 years of age
  • I'm a New Zealand citizen or permanent resident
  • I receive a regular income into a personal bank account for at least 90 days prior to applying
  • I have a direct contact number and email address
Smiling People

PERSONAL LOANS

Wallet Icon LOAN AMOUNT
$50
MINIMUM
$4,600
MAXIMUM
Terms Logo TERMS
12
MIN MONTHS
24
MAX MONTHS
Coin COSTS

MONTHLY INTEREREST RATE
Between 1.5% and 20%

EXAMPLE

$2,500 repaid over 13 months would have 56 weekly repayments of $75.05. Total interest $1702.80. Total amount repayable $4,202.80. This example is based on a monthly interest rate of 9% and an AIR of 108%. WARNING: This is a repayment estimate only. Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.